You can open the Hardship Letter For Mortgage Template in multiple formats, including PDF, Word, and Google Docs.
Hardship Letter For Mortgage Template Printable | Editable FormSample
Examples
[Lender’s Name]
[Lender’s Address]
[Lender’s Phone]
[Your Name]
[Your Address]
[Your Phone]
[Your Email]
[Date]
Request for Mortgage Relief Due to Financial Hardship
I am writing to formally explain my current financial situation and to request assistance regarding my mortgage payment obligations due to unforeseen hardships.
I purchased my home located at [Property Address] on [Purchase Date] with a mortgage through [Lender’s Name]. Unfortunately, due to [Describe hardship, e.g., job loss, medical issues, etc.], I am struggling to meet my monthly payments.
As of today, my financial situation has changed significantly due to [Detail out specifics like loss of income, increased expenses, etc.], which has resulted in [Explain how it affects your ability to pay the mortgage].
Given my current situation, I kindly request a review of my case for potential relief options. I am seeking [Request specific assistance, e.g., loan modification, deferment, forbearance]. I believe this assistance will help me regain financial stability and continue making my mortgage payments in the future.
I have attached copies of pertinent documents, including [List documents, e.g., income statements, medical bills, proof of job loss] to support my request.
I appreciate your understanding and consideration of my request. I am committed to resolving my financial issues and would like to discuss this matter further. You can reach me at [Your Phone Number] or [Your Email].
[Your Signature (if sending a hard copy)]
[Your Name]
[Lender’s Name]
[Lender’s Address]
[Lender’s Phone]
[Your Name]
[Your Address]
[Your Phone]
[Your Email]
[Date]
Mortgage Assistance Request Due to Temporary Hardship
I am writing to explain my current financial challenges and to request a review for potential assistance regarding my mortgage payments due to these hardships.
Due to [Explain the hardship, e.g., medical expenses, unexpected home repairs], I am unable to make my mortgage payments. My monthly mortgage payment is [Amount] and my current situation has made it difficult to meet this obligation.
Currently, my income is [Current Income] due to [Reason, e.g., job loss]. This income is insufficient to cover my essential expenses, which include [List essential expenses].
I would like to explore options such as [List your preferred options, e.g., a temporary payment reduction, loan modification]. I firmly believe this will provide me the time needed to stabilize my finances.
I am including [List documents, such as a budget spreadsheet, proof of income loss, etc.] for your review.
Thank you very much for taking the time to consider my request. I look forward to your positive response. Please feel free to reach me at [Your Phone Number] or [Your Email] for any further information.
[Your Signature (if sending a hard copy)]
[Your Name]
Format
Please complete the form below to create the Hardship Letter for Mortgage Template. All fields must be filled out to ensure your letter clearly communicates your situation. We provide examples to guide you through each step. Hardship Letter for Mortgage Template 1. Homeowner Information 2. Mortgage Lender Information 3. Explanation of Hardship 4. Supporting Documentation 5. Request for Mortgage Relief 6. Contact Information 7. Closing Remarks 8. Signature and Date
PDF
WORD
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Hardship Letter For Mortgage Template Printable | Editable FormPrintable
